Focus on Financial Fitness

Our Monthly E-Newsletter Containing Tips to Maintain Your Financial Health 

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Month Articles
May 2024
  • Health Insurance Premiums Jumped in 2023
  • Social Security 101
  • Investor, Know Thyself: How Your Biases Can Affect Investment Decisions
  • Do You Need to Adjust Your Tax Withholding?
April 2024
  • When Do People Start Collecting Social Security
  • Due Date Approaches for 2023 Federal Income Tax Returns
  • Housing Market Trends: Are They Helping or Hurting the Economy?
  • New SAVE Repayment Plan Offers Key Benefits
March 2024
  • Why Do Workers Take Less Paid Time Off Than They Can?
  • Trailblazers: Women Who Made Financial History
  • Beware of These Life Insurance Beneficiary Mistakes
  • Why Family Businesses Should Have Succession Plans
February 2024
  • Saving Less? You're Not Alone
  • Key Retirement and Tax Numbers for 2024
  • How Savers and Spenders Can Meet in the Middle
  • The Federal Reserve's Key Meeting Dates in 2024
January 2024
  • Rising Enrollment in Medicare Advantage Plans
  • Do You Have These Key Estate Planning Documents?
  • A New Year, A New Opportunity to Save with a 529 Plan
  • Don't Forget About Credit When Planning for Retirement
December 2023
  • How Much Income Does Social Security Replace?
  • Reviewing Your Estate Plan
  • Understanding Life Insurance
  • 'Tis the Season for Gift Card Scams
November 2023
  • Then and Now
  • Much Ado About RMDs
  • Year-End 2023 Tax Tips
  • Enriching a Teen with a Roth IRA
October 2023
  • Uneven Jobs Recovery
  • College Forecast: Skepticism Toward Higher Education Rises
  • HDHP/HSA Pairing May Help Control Medical Costs
  • You've Received and Inheritance, Now What?
September 2023
  • Employee Access to Roth 401(k) Plans on the Rise
  • New Life for Your Old Insurance Policy
  • Four Key Objectives of a Sound Retirement Plan
  • Time to Bulk Up Your Emergency Fund
August 2023
  • Saving for Retirement Health-Care Costs
  • Put Your Money Where Your Values Are
  • Coming in 2024: New 529 Plan-to-Roth IRA Rollover Option
  • On the Move Again: International Travel Tips
July 2023
  • Inflation Gauges Don't Always Paint the Same Picture
  • Give Your Money a Midyear Checkup
  • Municipal Bons: A Tax-Advantaged Way to Put Capital to Work
  • Home Energy Tax Credits
June 2023
  • Education and Earnings
  • SECURE 2.0 Act Expands Early Withdrawal Exceptions
  • SECURE 2.0: Big Impacts for Small Businesses
  • As Your Parents Age, Help Them Protect Their Finances

May 2023

  • Reasons to Roll
  • How Taxes Impact Your Retirement-Income Strategy
  • Yours, Mine, and Ours: Financial Tips for Blended Families
  • A Mortgage Recast Is an Alternative to Refinancing
April 2023
  • How Changing Shelter Costs Influence Inflation
  • Could Your Living Situation Change as Your Grow Older?
  • Social Security Offers Benefits from Birth Through Old Age
  • Keep an Eye Out for IRS-Related Scams
March 2023
  • Child-Care Affordability Is All Over the Map
  • Time for a Spring Cleanup: Organizing Your Financial Records
  • Are You Eligible for Any of These College-Related Federal Tax Benefits?
  • 50 and Older? Here's Your Chance to Catch Up on Retirement Saving
February 2023
  • Honey, They Shrunk the Groceries
  • Key Retirement and Tax Numbers for 2023
  • Should You Consider Tax-Loss Harvesting
  • Double Up with a Spousal IRA
January 2023
  • The Top Six Inflation Drivers of 2022
  • Debt Optimization Strategies
  • Three Stretch IRA Alternatives
  • Three Ways to Help Simplify Your Finances
December 2022
  • What's Causing the Consumer Blues?
  • When Should Young Adults Start Investing for Retirement
  • A 529 Plan Can Help Jump-Start Your College Fund
  • Tips for Safe Online Shopping
November 2022
  • Charitable Giving Remained Flat in 2021
  • Year-End 2022 Tax Tips
  • Donor-Advised Funds Combine Charitable Impact with Tax Benefits
  • Is It Time to Buy and Electric Vehicle?
October 2022
  • Wedding Bonanza: How Much Will the Party Cost?
  • Retirement Savings in a Volatile Market
  • Famous People Who Died Without Proper Planning
  • FAFSA Open on October 1
September 2022
  • The Cost of Borrowing
  • How Much Life Insurance Do You Need?
  • Pooled Income Fund: A Charitable Gift That Provides Income to You
  • Building Financial Resilience
August 2022
  • Paying for College: Pireces of the Funding Puzzle
  • Finding Forgotten Funds
  • How Life Insurance Could Help Mitigate Taxes in Retirement
  • What the Red-Hot Job Market Means for Workers
July 2022
  • New Vehicle Shortages Drove Up Used Vehicle Prices
  • Life Insurance Living Benefits
  • Preparing for a Natural Disaster
  • The Potential Benefits of Roth IRAs for Children
June 2022
  • Cost Is a Big Factor in College Decisions
  • Should You Consider Tapping the Equity in Your Home?
  • A Wealth of Information: How to Read a Mutual Fund Prospectus
  • Adjusting Your Tax Withholding
May 2022
  • Closing the Social Security Funding Gap
  • What's Your Retirement Dream Elevator Pitch?
  • Three Things to Consider Before Buying a Vacation Home
  • Avoiding Probate
April 2022
  • Three Decades of College Cost Increases
  • Working While Receiving Social Security Benefits
  • Baseball Lessons That Might Help Change Up Your Finances
  • Raising Money-Smart Teens
March 2022
  • Inflation Cuts into Wage Gains
  • Key Retirement and Tax Numbers for 2022
  • What's the Difference Between Medicare and Medicaid?
  • Splurge or Save? Making the Most of Your Income Tax Refund
February 2022
  • Home Prices Have Risen at Record Pace
  • When Two Goals Collide: Balancing College and Retirement Preparations
  • Smoothing Market Ups and Downs
  • Federal Student Loan Repayment Set to Resume in May

January 2022
  • Big Boost for Social Security Payments
  • Building Blocks for Financing College with Less Debt
  • Are You a HENRY? Consider These Wealth-Building Strategies
  • How to Correct an Error on Your Credit Report
December 2021
  • Two Decades of Inflation
  • 401(k) and IRA: A Combined Savings Strategy
  • Charitable Giving Can Be a Family Affair
  • Your Social Security Statement: What's in It for You?
November 2021
  • Rising Premiums
  • Year-End 2021 Tax Tips
  • Should You Speed Up Your Retirement Plans?
  • Smarter Spending on Deep-Discount Days
September 2021
  • 401(k) Plan Participation Trends
  • Four Reasons to Review Your Life Insurance Needs
  • Grandparent 529 Plans Get a Boost Under New FAFSA Rules
  • A Map for Your Family
August 2021
  • How Long Do Workers Stay with Their Employers?
  • Tips for Managing an Inheritance
  • Child Tax Credit for 2021: Will You Get More?
  • Signs of a Scam and How to Resist It
July 2021
  • Unexpected Surge in Renovation Projects
  • Life Insurance Beneficiary Mistakes to Avoid
  • Don't Let Debt Derail Your Retirement
  • Is It Time to Cut Cable?
June 2021
  • Young Adults Are More Likely to Lack Health Coverage
  • Decisions, Decisions: Weighing the Pros and Cons of an IRA Rollover
  • Considerations When Making Gifts to Children
  • A Steady Strategy
May 2021
  • IRAs Are Top Tool for Retirement Savings
  • Growing Interest in Socially Responsible Investing
  • Home-Sweet-Home Equity
  • New Changes to College Financial Aid and Education Tax Benefits
April 2021
  • More People Delay Claiming Social Security
  • Should You Convert Your Term Life to Permanent Life Insurance?
  • Money Market Funds in a Low Rate Environment
  • Five Tips to Follow When Applying for a Mortgage
March 2021
  • Are You Prepared for Pet Care Costs?
  • A Financial Wellness Plan Can Help Pave the Road to Retirement
  • Test Your Knowledge of College Financial Aid
  • Tax Filing Information for Coronavirus Distributions
February 2021
  • Majority of Young Adults Living at Home
  • Key Retirement and Tax Numbers for 2021
  • COVID-19 and the Importance of Disability Income Insurance
  • Umbrella Insurance Offers Extra Liability Coverage
January 2021
  • Increased Interest in Medicare Advantage Plans
  • Watch Out for These Financial Pitfalls in the New Year
  • Seeking Sun or Savings? Explore a Retirement Move
  • Four Tips to Help Avoid Burnout While Working From Home

December 2020


  • Spreading Generosity
  • Sharing Your Money Values Can Be Part of Your Legacy
  • LTC Insurance vs. Hybrid Life Insurance: Comparison
  • How to Help Maintain a High Credit Score

November 2020

  • Sandwich Generation Caregivers Face Many Challenges
  • Year-End 2020 Tax Tips
  • Is It a Good Time to Consider a Roth Conversion?
  • Should You Pay Off Student Loans Early or Save More for Retirement?
October 2020
  • Working in Retirement
  • Incapacity and Advance Medical Directives
  • Is It Time to Think About Tax-Free Income?
  • Three Questions to Consider During Open Enrollment
September 2020
  • Most Large Employer Health Plans Include Telemedicine
  • Return of Premium Life Insurance: Protection and Cash Back
  • Surge in COVID-19 Scams
  • Back-to-College Insurance Needs
August 2020
  • Do You Have a Will?
  • Four Things to Consider Before Refinancing Your Home
  • Could You Be Responsible for Your Parents' Nursing Home Bills?
  • Going Mobile
July 2020
  • New Twist in the Labor Market
  • Portfolio Performance: Choose Your Benchmarks Wisely
  • Turbulent Times: Bear Markets Come and Go
  • Debit or Credit? Pick a Card
June 2020
  • Student Deb: It's Not Just for Young Adults
  • Investor Psychology: Behavioral Biases That Can Lead to Costly Mistakes
  • Managing Your Workplace Retirement Plans
  • The ABCs of Finance: Teaching Kids About Money
May 2020
  • Tax Refund: Spend or Save
  • Will vs. Trust: Know the Difference
  • The Cost of Family Caregiving
  • How Long Should You Keep Financial Records?
April 2020
  • Tax Refund: Spend or Save
  • Stay-at-Home Spouse? Consider a Spousal IRA
  • Social Security May Offer a Lifetime of Protection
  • How Long Should You Keep Financial Records?
March 2020
  • Spring Cleaning Your Way to Better Finances
  • Evaluating College Acceptances
  • Is there any way to stop getting unwanted
  • robocalls?
  • How can I avoid becoming a victim of a social
  • engineering scam?
February 2020
  • The SECURE Act Offers New Opportunities for
  • Individuals and Businesses
  • Closing Gaps in Your Insurance Coverage
  • How can I lower my credit card debt?
  • How can I improve my credit report?
January 2020
  • Hindsight Is 2020: What Will You Do
  • Differently This Year?
  • Key Retirement and Tax Numbers for 2020
  • Could you survive a no-spend month?
  • How Consumers Spend Their Money
December 2019
  • For College Savings, 529 Plans Are Hard toBeat
  • How to Land a Better Financial Aid Package
  • Should I sign up for an identity theft protection service?
  • Protecting Yourself Against Identity Theft
November 2019
  • Ten Year-End Tax Tips for 2019
  • Tips for Managing Your Holiday Spending
  • What are continuing care retirement communities?
  • Do independent living communities differ fromCCRCs?
October 2019
  • Five Times in Your Life When You Might Need Help with Your Finances
  • Social Security: Shoring Up America's Safety Net
  • What health services aren't covered by Medicare?
  • How much will health care cost?
September 2019
  • Five Retirement Lessons from Today's Retirees
  • Life Insurance with Long-Term Care Benefits
  • How can I teach my high school student the importance of financial literacy?
  • When should I file the FAFSA?
August 2019
  • Mergers & Acquisitions: What's in the Deal for Investors?
  • Key Estate Planning Documents
  • What's New in the College World?
  • What are the warning signs of financial scams targeting older individuals?
July 2019
  • Is It Time to Declare Your Financial Independence?
  • Why Not Do It Now? New Research on Procrastination
  • Managing Your Money in a Gig Economy
  • Have you checked your tax withholding lately?
June 2019
  • Ten Money-Saving Travel Tips
  • Charitable Giving After Tax Reform
  • Financial Advice for Recent College Graduates
  • What's the real return on your investments?
May 2019
  • Quiz: Social Security Survivor Benefits
  • How Does the Federal Reserve Affect the Economy?
  • How to Recover from a Mid-Life Financial Crisis
  • What is a college income-share agreement?
April 2019
  • Five Things to Know Before Becoming a Landlord
  • Rules on Opening a 529 Plan Account for College
  • How Does Your Employer's Retirement Plan Compare?
  • Do I need to get a REAL ID when I renew my license?
March 2019
  • Due Date Approaches for 2018 Federal Income Tax Returns
  • Comparing Financial Aid Packages
  • Four Reasons Your Parents Might Be in Financial Trouble
  • How much does child care really cost?
February 2019
  • Focus on Financial Fitness
  • Hidden Gem: HSAs in Retirement
  • Tax Scams to Watch Out For
  • Life Insurance with a Refund
January 2019
  • Gray Divorce: Dividing Assets Can Impact Retirement
  • Four Tips for Planning a Career Change
  • Key Retirement and Tax Numbers for 2019
  • Can a flexible work schedule help you stay in the workforce after having children?
  • Is bulk buying worth it?